Roger Harrington Mortgage Advisory

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This Site Consists of Three Parts:

RATE ARCHIVES

2007-8 Year To Date Archive

CURRENT INDEX INFORMATION

Wall Street Journal
Prime Rate = 3.25% (12/16/2008)

Weekly One Year Treasury
.46% (06/26/2009)

Monthly Treasury Average
(MTA) =1.340% (5/08/2009)

One Year Libor
= 1.590% (07/02/2009)

11th District Cost of Funds
(COFI) = 1.380% (apr 2009)

1) Quick Rate Check:

2) Today's Cost Changes:

Since 2007, Roger Harrington has provided his home financing services exclusively under the license of Advisor's Mortgage, LLC. Roger Harrington is a licensed Minnesota Real Estate Broker. His Company - Roger Harrington's Mortgage Advisory, LLC - the owner of this site - does not originate loans. Roger has maintained this site since the late 1980's providing expert, cost-effective mortgage information, advice, referrals and solutions for his Minnesota customers under changing Minnesota licensing requirements.

07/02/2009 Quick Rate Check
For A $417,000 Home Loan
Through Advisor's Mortgage, LLC
Requirements: 40% Down or 40% Equity / Single Family / Owner Occupied / 30 Year / Fixed Rate
Fully Amortized / Full Documentation / Purchase or Rate & Term Refinance / 740+ Credit / 45 Day Lock:

APR's On Loans Smaller Than $417,000 Will Be Higher -

NOMINAL RATE: 5.000% APR: 5.087

07/02/2009 COST CHANGES TO THE PREVIOUS $417,000 @ 5.000%:
(Worse = Higher Cost to You, Better = Lower Cost to You) (COB = Close of Business)

On 07/02/09 At About 9:30 AM My "Lender Costs" Were $1,009 Better Than at the COB On 07/01/09:
On 07/02/09 At About Noon AM My "Lender Costs" Were $1,009 Better Than at the COB On 07/01/09:
On 07/02/09 At About 3:30 PM My "Lender Costs" Were $1,009 Better Than at the COB On 07/01/09:

Also: Jumbos, All Rates, Terms & Locks, Conventional For 1st & 2nd Homes & Investment Properties, & FHA & VA
Ask about: Interest Only, Adjustable Rate, Single Close, Reverse Mortgages, Home Equity Lines of Credit, Fixed Rate Seconds and Commercial Loans For Properties in Minnesota that are through my employer - Advisors Mortgage, LLC.

QUESTIONS: Call me at 651 426-7374 or Click "Get Started" to send me an email.
"Anyone certain of tomorrow's interest rate direction is either a fool or a liar."